If you had the money to retire at 30, your savings would be invested and on an average year your earnings would cover your expenses. You would have health insurance, so no worries there. The only catch is that you would have to keep your expenses at 65% of what you spend right now. Would you take it, or would you rather work a few more years for a better lifestyle and financial security?
If I could retire now I would. But living in the US is expensive and gets more expensive every year. From real estate taxes or rent, from insurance, from cost of food, from basic utilities like electric, heat, gas… Neverind if you want a hobby, or a vacation, or Any leisure activities…
Every time I leave my house it costs me $100 no matter what I am doing.
There’s no way I would have enough money to retire comfortably.
You don’t need to buy new shoes every time you go for a walk, you know?
Funny enough, the money never seems to be spent on stuff for me.