I spent half that time in Critical Care (much of that on a ventilator, a small amount sedated), and most of the rest in a specialist neuro-rehab unit. I would have died otherwise.
Fortunately it cost me nothing - Thank Bevan for the NHS - but if I were in the US I imagine I would be financially crippled!
Almost all of these comments are talking about the total billed amount, which is correct. On most plans, you’d hit a certain amount, and they’d start covering a larger portion of the bill. But your out of pocket expense would definitely be in the hundreds per day, (thousands if bad insurance), while the insurance company would pretend they did you a huge favor.
Yeah, but a lot of insurance plans also have coverage maximums.
That’s illegal under the ACA. That USED TO be the case, but now it’s the opposite. Once you hit a certain amount per year, you’re no longer on the hook for anything covered.