I spent five figures paying mine off two years ago.
Still 100% support my tax dollars paying for people’s college. In fact, I’d love that instead of the nine wars my tax dollars are paying for instead.
The problem is colleges just will keep charging more because they know people will just keep getting them knowing the gov will cover it eventually. The fix isn’t to have the gov. Cover some loans, it should be to stop letting colleges be run like a private sector.
Jokes on you, they already keep charging more.
I bet if the government is footing the bill they will demand lower tuition. And unlike lowly poor people, the government is someone they will have to listen to.
You aren’t wrong with your point. But both should be true.
Medicare kinda works that way.
Should we call it Educare or Educaid?
colleges are charging more, and as a result, fewer students are attending.
College will once again be only for the wealthy.
But plenty of people have discovered college is not necessary to thrive in life anyway.
College will once again be only for the wealthy.
you make it sound like that isn’t the point. welcome to the new cast system
cast
Did you mean caste?
ya, phone typing is a bitch at times
Agreed. Tanks don’t teach, don’t heal, don’t feed and don’t pay pensions.
Fucking PutinSame, but I want to be reimbursed. I don’t know how people who want their debt forgiven now don’t support me being reimbursed for mine. They seriously set my life back.
Believe me, I get it. I would definitely love to have that $16,000 back.
I’d like for it to be that way too, but I think it’s unlikely. On a macro level though, it’s just more important to eliminate debt for the indebted, I think.
Only SIXTEEN THOUSAND?? When you said five figures, you had us thinking $99,999.
I’m on year three of six, paying back $63,000 by way of the IRS garnishing 100% of my disability benefits and tax refunds 🥺
Yep, only 16k. It hurt to drop that much all at once, but with the way the loans are structured and so little goes to pay down the principal, I think it was worth it in the end.
I’m sorry to hear about your situation. Capitalism fucking sucks.
You paid $16k all in one big payment? Wowza look at Mr Moneybags here 🤑
I was very lucky.
In March 2020 lots of oil stocks were dropping down to pennies. I bought a bunch on the cheap and it appreciated to a good price when the world reopened. Sold it all to pay off the debt. Sadly still working on my credit cards.
Smart man! Nice leveraging oil stock prices
I actually beat cancer. If they suddenly find a cure for cancer now I am going to be so fucking happy! This comment is about student loans…and fuck cancer.
From the school of “I suffered through [x], so therefore everyone else should suffer, too, even if they don’t need to.”
There’s always going to be a cutoff point where someone has it harder or easier than those that came before. That’s just life. As long as the change wasn’t malicious, just feel good (or whatever is appropriate) for those that benefit from it.
I work in a highly contract-controlled industry, and when things improve there’s always a segment of the group that might be close to retirement or something and gets all pissed that they didn’t won’t realize the benefits of a change that will apply mostly to those that will have longer under the change. They’re the same ones that bitch that new employees didn’t suffer under whatever crappy work rules that might have existed before, too.
So yeah…people that paid off their loans, or guys that I work with that paid for some/all of their kid’s college, bitch about people catching a break on their loans. STFU and be happy that someone else caught a break.
Making things better for the next generation should always be the goal not the exception
I’m glad I was taught not to begrudge and feel envy of other. I learned later in life that there are some insecure tw@ts who’d like to drag others down.
I have to wonder if my generation [Millenial] had any effect on university enrollments yet. My kids aren’t quite the age to talk about education plans as I had kiddos later in life @30yo (40 now). I’ll be strongly discouraging uni unless it’s completely unavoidable to what they want to do.
I’m approaching 40 and have three kids from 10yo to 1yo, and I’m still going to encourage them going to college, but in a way that makes sense for them. My wife and I both work at a community college, and there’s no way our kids are going to go to a 4-year right out of high school (unless they get a full scholarship for something and already know exactly what they want to do).
Too many students don’t know what they want to study, don’t value the education, and drive themselves into too much debt. While I highly value the education and skills gained in a bachelor’s program, there’s no need to be going into debt at a university to take first- and second-year courses when community colleges are effectively free (in CA, anyway)
Ship 'em off to Germany and get a free college education. I know a few people that have gone there for grad school for that reason. I wish I had known that was an option…I might still be there, honestly.
I mean the numbers still say that a bachelor’s degree doubles or triples your lifetime earnings over a high school diploma. Moreover, an educated society benefits everyone. College is still the right move at every scale. What we need to do is make it a more equitable system.
Maybe. Depends on how functional you are overall. Turns out I can pass college courses, but not keep a job so well.
I’m really good at getting high paying jobs, but my executive function is terrible. I can’t keep the jobs.
People with good executive function tend to not be aware of it as a factor. For them “getting that job” is the big uncertain hurdle on their path to success.
Not once in my upbringing all the way through college graduation did anyone talk about keeping jobs. It was all about getting the job. I’ve gotten some pretty amazing jobs … and lost them.
Have you tried a job that works on a more cyclic nature? I struggle with executive function, too, and I tried grad school and I could pass the classes and do the work, but I couldn’t finish my dissertation for my PhD program. I eventually realized I did better on an academic schedule and now I teach college classes, so I get to work on the same 12-week quarter system where I did well as a student.
Yeah crossing my fingers there’s some fixes in the works along side any debt forgiveness, but with this political environment and some folks attitude of “F you, I got mine “, I’m doubtful.
Same, I’m going to push my kid to do everything they can local. Because even though I don’t regret the experiences I had at university, it was a massive waste of money for me.
Yeah I’d definitely rather have them go to one of the community colleges or maybe a more technical school depending on what they want to do. I just want to prevent them from having to live with what might be debt I deal with for the rest of my life. No big University unless they manage a full ride or something, lol. Mean from my mistakes.
Yeah I look back fondly on the experiences, the conversations, the environment. But it was worse than a waste of time for me. It was, financially, the worst way I could have spent my first years out of high school.
I wouldn’t be surprised if that were true. My coworker and I both got a certification last year. I received a promotion shortly after that, but he didn’t get his until much later. He was thinking it might have to do with me having a bachelor’s while he only has an associates degree. I hope that wasn’t it, but I wouldn’t be surprised. Some corpo stooge having to be convinced the technically senior co-worker with tons of tribal knowledge is fit for a step-up promo….sheesh.
Similar boat. Were lucky we were able to move to Europe so my kid has access through the Erasmus network to any college in Europe really. It’s a different world over here.
I’ve joked with my wife about sending the kids to Germany as IIRC they have a really good system that is friendly to international students there. But this is me trying to remember stuff from 15-20 years ago lol
This… is sad. Both discouraging and why you discourage.
Yeah…I agree. I will say I hope I can at least mitigate the debt issue as much as I can because I won’t be able to help pay, and I’m sure by the time my oldest is ready I’ll make too much for him to qualify for much aid. Maybe community college first or a trade school depending on what their interested in.
I generally encourage kids to just go live a normal life for a few years before college. That way they’re going for something specific they really want to do, and they have an experiential sense of what the dollar amounts mean.
I’m pretty resentful that I had tens of thousands of loans offered to me, far beyond anything my credit would warrant, when I was a teenager, who had been propagandized to go to college for the past ten years of my life.
I feel tricked. Perhaps not on purpose, but I feel like I was tricked.
Are you me? Though i don’t necessarily blame my parents, they just thought that they were encouraging me to do the right thing for my future. I can’t say that my degree was entirely useless but I’d like to think i could have gotten to spot similar to where i am now without the 100k in student loans.
Government gives money to tobacco industry: “What? They’re too big to fail.”
I can honestly say that I don’t remember anyone claiming tobacco is too big to fail.
Banks, auto industry, certain other farming segments yes…but tobacco seems like just special interest arguments.
In this analogy tabacco is the pervayor of cancer. Likened to how banks make predatory student loans. When ever we have to bail out the banks or corporations we are told, “they are too big to fail.”
As if an educated population is less important than the financial institutions that they uphold.
I spent five figures paying mine off two years ago.
Still 100% support my tax dollars paying for people’s college. In fact, I’d love that instead of the nine wars my tax dollars are paying for instead.
I hope they find a cure because even if you beat cancer, it can still come back.
I’m all for student loan forgiveness and all that. I think education should be socialised for anyone till any level.
That being said, this meme is an example of false equivalency. Where is the money for student loan forgiveness coming from? From taxes. Taxes that these ppl (who also had to pay for student loans) have to pay. Hence, effectively, these guys paid their own loans off and are contributing to pay others’ loans as well. That’s their grime from what I understand.
Morally, I believe that they’re wrong. I’m just pointing out the false equivalency generated here.
Where does the forgiveness come from? After paying for my education I now pay a bunch of taxes, I assume that’s what is paying for their education? So the cartoon should say, I just fought and beat cancer and now I need to go work on a cute. “They” cutting cancer is not the same.
I don’t get it
Edit:
Ok thanks I get it now.
People with student loans are mad there are loan forgiveness programs.
“I paid off all of my student loans myself, it’s not fair for the government just forgive loans from other people!”
In the US it’s common for people to say that they shouldn’t cancel student loan debts because it would be unfair to people who have already paid theirs back.
People with student loans are mad
They’re generally not. But a few well-situated op-ed writers working for newspapers with a vested interest in the private loan industry have expressed a great deal of outrage.
A common “reason” for why student loans shouldn’t be paid off by the government is that it would be unfair to everyone who has already paid off their student loans.
The person in this comic is acting like someone who paid off their student loans and now doesn’t want others to get loan forgiveness
Thanks I already got it.
Can someone tell me what this comic is about?
IDK. Some cringe-lord wants free stuff and wants your taxes to pay for it. Something about cancer.
Beating cancer builds character!
US student finance is for sure broken. I really hate comparing biological ills to social, though. Nobody graduates high school and says “I’m going to go sign up for cancer”. Nobody says “well, if I knew cancer was going to be cured, I would have got it instead of being a plumber!” This metaphor is breaking down rapidly.
Nobody graduates high school and says “I’m going to go sign up for cancer”.
Maybe not in a literal sense, but there are plenty of people who apply for jobs which pose inherent danger to health, including increased risks of cancers, because they need the money.
No one signs up for college to take on all that student debt just because they enjoy it, it’s seen as an investment in better job prospects to have a degree despite the financial risk of debt. This is at least somewhat similar to how more dangerous jobs pay more, because you take on a risk. You’ve got physical danger and financial danger to consider based on your choice. Sometimes both.
This comic is based on pretty childish thinking. Repaying student loans isn’t a cure. It’s making everyone else pay the price (either through inflation, through rising education costs, or through direct tax later).
Second, cancer isn’t a choice–student loans are.
More accurately would be: I’m going to be so upset if I have to suffer even a little again to help everyone else make up for their bad decisions.
Imagine being this brainwashed. You know where higher education is free? Pretty much the entire civilized world. Guess whether 'murican taxes compare favorably or unfavorably against that?
Besides your ad hominem attacks you changed the whole point of the discussion. “Free” is not the same as asking everyone to pay for anyone’s college education.
Usual 'murican take. Do you use roads? Do you use clean water? I would ask about public transit, but you’re a 'murican, so I already know the answer to that is “no”.
Everyone already pays for the State to exist. Civilized countries use that money to benefit all citizens through free higher education, free healthcare, free public transportation, etc. The US uses that money to kill children in the middle east and to bail out huge corporations.
It’s a false assumption that because that is the way things are that it is the way things ought to be, and that they couldn’t be arrived any other (much less any better way).
This is a pretty typical response to any limitations on government–“but who will build the roads?”
There are two basic problems
1st: Your unwritten implication is that if government does these basic things then it must necessarily assert even bigger economic control–such as higher education–which is a false deduction.
2nd: You imply that only the government can do these things or that government does it best. Also a false deduction. Practical experience says otherwise.
Practical experience with what, shoveling bullshit around and expecting people to believe your nonsense? Get the fuck outta here with your corporate bootlicking.
