I installed NetGuard about a month ago and blocked all internet to apps, unless they’re on a whitelist. No notifications from this particular system app (that can’t be disabled) until recently when it started making internet connection requests to google servers. Does anyone know when this became a thing?
Edit 2: I bought my Pixel 6 phone outright, directly from Google’s Australian store. I have no creditors.
Were the courts not enough control for creditors? Since when are they allowed to lock you out of your purchased property without a court order?
I don’t even live in the US, so what the actual fuck?
Edit 1: You can check it’s installed (stock Pixel 6 android 14) Settings > Apps > All Apps > three dot menu, Show system > search “DeviceLockController”.
I highly recommend getting NetGuard, you can enable pro features via their website if you have the APK for as low as 0.10€, but donate more, because it’s amazing. You can also purchase via Google Play store.
I know this is a privacy community, but I’m not sure I’m onboard with the outrage on this particular one. If you rent/lease or go on a payment plan for the device you’re using, then it isn’t yours, it belongs to the entity you borrowed it from.
If I don’t make car payments, the bank can repossess my ride. If I dont pay my mortgage or rent, I can be evicted by my landlord or bank.
If I don’t make my phone payment, the company should have recourse to prevent me from using their device.
This could open up the ability for bad actors to disable my device, and I agree that’s a horrible prospect. But the idea of a legitimate creditor using this feature to reclaim their property is not something I find shocking.
Oh nono no, the world is much worse than that:
If you make all your car payments on time except one, the bank can still repossess your car.
If you pay your mortgage or rent on time every time except once, the bank can initiate the process of eviction.
Remember: the power triangle points down
I paid off a car without ever being late, and they reported my account as unpaid and in collections at the end. They had no reason to do so and to this day I still don’t understand why they did it. I contested it and the best I was able to accomplish was getting the entire loan removed from my credit report. So 2 entire years of on-time payments and satisfactory completion of a loan resulted in no positive credit boost for me, and a big PITA, just because the company made a mistake. Companies are not responsible enough to wield the type of power that this app grants.
Yes? That’s why loans with collateral charge a lower interest rate than unsecured loans.
My point being that if said bank screws up whilst dealing with your loan, and you make a fuss to hold them accountable, the worse thing that happens to them is that they issue an apology.
Not an unreasonable thought, but my question is what is the process to disable? In your examples, there are legal steps/requirements to repossess those assets.
In this case I can’t imagine the process is longer than “press the brick button and extort money”
Is it extortion if it’s contractually obliged?
¯_(ツ)_/¯ eye of the beholder I suppose
That’s not how it works, at least in Spain.
For every single one of those scenarios, a set of legal processes need to be exhausted. This app gives the lender the ability to do whatever they want, whenever they want, without following a set of legal processes.
That’s dystopian mentality at it’s greatest.
I agree completely, but it’s an odd way to go about repossession.
And there’s the rub. Sure, it’s a financed phone. It doesn’t follow that we have to suspend judgment on the means they resort to, to enforce their terms.
What about for people like me?
I bought my device outright. No loans, no payment plans and no reason for that functionality to exist on my phone. Yet there it is, just waiting to be taken advantage of whether there is a valid reason or not.
This is the kind of apathy that leads to phrases like, “If only we had known” but we do … and do nothing about it.
I can and will at least do my part for myself and encourage others to do the same.
I find it funny how differently Lemmy reacts to something like this vs reddit. The Lemmy community is certainly very different than reddit.
https://www.reddit.com/r/Android/comments/jpdup2/google_app_lets_banks_lock_your_phone_if_you_dont/
When I saw this on a custom ROM, it was basically the same thing, but said that my financial institution or whoever had admin access to my phone, including seeing texts and everything else, until my phone was paid off. Still not sure why that was there in a custom ROM, but I ended up not using it.
-Cory Doctorow from his blog, unintentionally addressing you