• Naz@sh.itjust.works
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    10 months ago

    I once had one of those crypto-people message me with a sales pitch, asking for money to help start their small business in Africa or something like that (can’t remember what, I think it was a micro-brewery)

    As an actual business owner, their initial ideas sounded okay, and I began forwarding them resources on how to secure a low-interest loan from their government and grants and stuff like that and then they abruptly closed up with:

    “This is scam, brother. This is scam. You have good heart. I tell you only once, do not message this number.”

    • RGB3x3@lemmy.world
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      10 months ago

      We forget that on the other end of scams are real people with real problems, morals, and lives. The person on the other end of your scam probably started to feel bad and helped you out. And likely that person is being forced into performing these scams on people.

      There’s an excellent “Search Engine” podcast episode about this that came out recently called “Who’s behind these scammy text messages we’ve all been getting.” It’s well worth a listen because it dives into all the slavery and human trafficking involved in modern scams that people aren’t aware of.

      • Omega_Haxors@lemmy.ml
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        10 months ago

        The especially vile thing about these scam centers is that often they trick normal people just trying to find work and support their family. They steal their passport and then hold them hostage with slave labour.

  • eddanja@lemmy.world
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    10 months ago

    When I was younger, like 15/16, I was working a job in a stone quarry during my spring break. Long days, hot sun but all cash and made decent money.

    One of my neighbors whom I would briefly speak to all the time wanted to borrow some money. I think it was $400 or something. At that age, I wanted to help out and I wanted seem cool, so I lent it. He asked for a bit more and more and eventually it ended up to about $1100. My neighbor said their paycheck was coming ‘next week’ and could easily pay me back.

    Next week never came. I followed up with the neighbor and they said something happened to their paycheck but the money was coming. He then said a showing of good faith, he’d give me his payslip as proof and that I needed to get it back to him so I he cash he check. Stupid me knew something to was up but because I was naiive and impressionable, I told him I trusted him and I’ll await the money.

    I managed to get his number and I called to follow up again, but he had some girl answer the phone and when I asked to speak to him, she said, “Oh he’s getting cookies right now…”

    A week later the phone was disconnected and then I didn’t see him for a while. I then moved out of the neighborhood.

    Eventually I saw him a few years later and mentioned about the money that he owed me but he ‘wasn’t sure what I was talking about’. I long since before then realized the money was gone. Expensive lesson but that’s a story of how I got scammed.

  • GlitterInfection@lemmy.world
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    10 months ago

    When I was 16 I looked a bit older, so people would often assume I was over 18.

    I was in Boston one day wandering around and I was approached by someone who wanted to give me a free personality test or something. He was handsome and I was a young gay boy so I figured why not?

    It ended up being a scientology recruitment. They freaked and stopped trying to hard sell me their book when I told them I was 16. And their recruitment video had me laughing like crazy as I walked out.

    I didn’t know how crazy of a cult they are at the time. But it was a funny experience.

  • aeharding@lemmy.world
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    10 months ago

    I made a purchase on a sketchy site (during Covid when things were hard to find). A day or so later, some unauthorized transactions were made on my card. “Bank” called from actual number of my bank, to verify if I actually made the transactions. provided some of my personal information, transaction amount etc then asked to verify ssn. It was very convincing.

    Luckily I refused because I know anyone can call you claiming to be any number, and I didn’t give out any info, and said I would call back that number (my bank).

    Bank had no knowledge of a call.

    15 minutes later, get real fraud department call from my bank. They just wanted to know if it was fraud or not and didn’t ask for any other info.

    Moral of the story: if someone calls you, never give out personal info. Tell them you will call back if needed.

  • TootSweet@lemmy.world
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    10 months ago

    I went to buy Norton Antivirus. (This was… probably almost 25 years ago?) I went to https://symantic.com/. The correct domain name was https://symantec.com. (“e” vs “i”).

    https://symantic.com/ went to a page owned by… I think it was Avast. But the page was (in retrospect) very obviously meant to look like it was made by Symantec/Norton. It had images of cardboard boxes like software CDs used to come in and such, in exactly the Norton yellow/orange.

    I went through their purchase funnel and installed Avast before I realized it wasn’t Norton. As soon as I realized it, I immediately uninstalled it. I don’t remember if I found any way to contact Avast, but I did call the credit card company and contested the charge. Avast contested the… con…test…ment…? I appealed and Avast gave up.

    And I bought Norton.

  • 🇰 🔵 🇱 🇦 🇳 🇦 🇰 ℹ️@lemmy.world
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    10 months ago

    I sold cutco knives for a month.

    If you’re looking for a job, stay the fuck away from anything dealing with “CutCo” or “Vector Marketing.”

    Edit: Its not really a pyramid scheme… They just do everything they can to weasel out of giving you your paycheck on payday and because it’s sales commission, I don’t think they have to follow minimum wage laws since you’re not paid hourly.

    Unless they’ve seriously changed how it fundamentally works (this was when I was 18). They never encouraged or paid extra for getting others to sell for you, like a typical MLM thing.

      • 🇰 🔵 🇱 🇦 🇳 🇦 🇰 ℹ️@lemmy.world
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        10 months ago

        It’s not an MLM or pyramid scheme; it is regular sales employment. You’re not getting other people to sell them for you nor are you encouraged to find others looking to join the sales team. It just sucks dick because the pay is shit (and they go through hoops to pay you less or nothing; which is where the scam part comes in), they treat you like shit, and you have to basically sell them door-to-door.

        It’s stupid because the knives are great products; I still have my sample set because they actually rock. They just only sell them like Tupperware clubs and only market them via word of mouth. They’d be making bank if they just sold them to retailers instead of fucking with young people looking for their first job.

        • General_Shenanigans@lemmy.world
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          10 months ago

          Oh ok, good to know! They’re always lumped in with MLMs so I always thought they were one. I appreciate the correction, even if they still have a predatory business model—just a different one than MLMs.

    • Omega_Haxors@lemmy.ml
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      10 months ago

      Fun fact: MLMs cannot be made illegal because they’re a quintessential expression of pure capitalism.

  • Makhno@lemmy.world
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    10 months ago

    Got duped into giving my login info to a dude who promised to put money into my bank. Lost my account for like a week, and when I finally recovered it, they had taken what little I had. I cried.

    Runescape as a child was a good place to learn life lessons

    • Kindness@lemmy.ml
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      10 months ago

      Ouch. My heart goes out to you.

      2 minutes to realize I couldn’t log in because someone else was logged in as me wasn’t an error. 3 minutes to realize and verify the login page was a clone. An eternity to change my password immediately. The bot had already handed off 1.6B in gold, my many many feathers, lobsters, swordfish, and ores. Probably my armors too. Never even left the Grand Exchange. I raged and then I cried. Haven’t played it since.

      Sad memories, but good lessons for adults too.

    • TheRealKuni@lemmy.world
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      10 months ago

      Hahahaha I also just posted a story about being a kid on RuneScape!

      Mine was about a guy who told me he could get me good gear and walked me out to the wilderness and killed me.

  • billgamesh@lemmy.ml
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    10 months ago

    Student loans for in-person university. I’ll be paying for that for a long time.

    Eventually dropped out and finished my degree with WGU. I highly recommend that for anyone considering a college degree. I was able to finish with PELL grants so I added no debt and have a degree

    • evasive_chimpanzee@lemmy.world
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      10 months ago

      Student loans had to be a top answer. The fact that they even call loans “student aid” is bonkers. There were two events with student loans that really drove that home for me.

      First, there was a school I was considering applying to that advertised that they would pay 100% of what the government determined was your family’s need. They had 2 admission windows, one “early-decision” with a good chance of getting in, that was before when the govt releases their estimates of your need, and another with abysmal acceptance rates, but after you’d know the cost. For someone without money, you would have to give them a binding agreement to go there if accepted without knowing what you will end up paying, or you likely wouldn’t be accepted at all. I ended up not applying, but if I had, I could have attended a good school for around $3,000 per year, including room and board.

      Second, one year i was in college, my parents (who weren’t paying for any of my education) made less money. This made the government offer me higher loans. Because I could get more “student aid” from the government (loans), my school reduced my scholarships.

      • billgamesh@lemmy.ml
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        10 months ago

        The fact that you count as a dependent on FAFSA until well after your parents don’t write you as a dependant is wild.

  • Death_Equity@lemmy.world
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    10 months ago

    Years ago I was approached by a guy in a suit while working my shitty retail job. He was trying to recruit me to a pyramid scheme. I knew what was going on from the get go and just wanted to do a morbid curiosity suicide burn on it. Met him for an “interview” at a Starbucks and gave me like 10 CDs with talks from their independent business owners(lol) talking about how great it is and how much money they are making. He later invited me to a meeting at a hotel where they had a guy give a speech about the schtick in the conference hall with interviews played on a projector of success stories in tropical mansions.

    I felt like, but don’t know, that I might have been the only person there who knew what was going on. I talked to a few people who were also being recruited and they didnt seem to see what was going on. There were a lot of people there that really drank the Kool aid and had their dreams of not living paycheck to paycheck taken advantage of.

    The guy who recruited me sat down with his wife, myself and another recruit and wanted to get us all signed up. I told him I didn’t want to join a pyramid scheme. He tried to explain to me how it wasn’t a pyramid scheme. I “wanted to get things straight” and drew a diagram on a napkin of the company structure, he confirmed my understanding was correct, I drew a triangle around it. The other recruit figured it out. The guy was trying to make me feel bad about not understanding how big of an opportunity I was throwing away, it did not work.

    All the products they sold were crap. I looked at their website and couldn’t find fuckall that I or anyone would actually want to buy if they weren’t compelled to by being involved.

    If you ever get someone trying to get you to do a pyramid scheme and they have one of those conference hall talks, do it if it is free just so you can enjoy the spectacle of con-men working in the open.

    • otp@sh.itjust.works
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      10 months ago

      I remember seeing one of those and thinking about how overpriced everything was. It didn’t seem high quality, and even if it was, I don’t think I’d have wanted to pay anywhere near those prices.

    • wolfpack86@lemmy.world
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      10 months ago

      I tried the draw the triangle around it trick with a coworker who was getting sucked into LuLaRoe.

      They 180ed that shit and drew the CEO, his direct reports, the next layer and was like… “How is this not the same. All companies are in a pyramid”

      That’s when I just let it go and let her get scammed.

  • MuchPineapples@lemmy.world
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    10 months ago

    Not really fallen for, but at some point you don’t really have a choice. So in Bali near the waterfalls you sometimes have these people who claim to work for some official company asking for the entrance fee, but of course they don’t. But are you gonna just say no and keep on driving to save like 2,50 bucks when 2 burly guys are telling you to stop?

    • Safipok@lemmy.ml
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      10 months ago

      Seems like happens in almost everywhere in 2nd & 3rd world countries. :(

  • Warl0k3@lemmy.world
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    10 months ago

    This absolute bastard said he would give a rune platebody to the person that traded him the highest value item as a sign of trust… lost a DDP++ to that jerk.

    Which sounds like a joke, but that was a real eye-opening experience for 8 year old me. Enough that 20+ years later I still reflect on it on an almost daily basis, to remind myself that if something seems like a bleedingly obvious scam it invariably is.

    • Brutticus@lemm.ee
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      10 months ago

      Lol when I was 15 or so I got way into competitive pokemon, and that eventually led to me breeding my own mons. Early on in my journey, I met some dude on Serebii chat that wanted to to do a 2 for 1 trade for my kingdra. He just sent over the pidgey and didn’t send over the other mon. I was really salty about that.

      by the time gen four ended, I had bred a flawless Kingdra and (still to this day even) have all my .pkm files backed up on a hard drive somewhere.

      • otp@sh.itjust.works
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        10 months ago

        Where would one go to look into backing up Pokemon?

        …and if they’re backed up, why not Gen them? Haha

        I guess it’s the satisfaction of knowing they’re truly legit.

        • Brutticus@lemm.ee
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          10 months ago

          Lol so the program I used was called HyperGTS. You could change the DSs target server, and you changed into to your routers IP, and then you could send stuff up to the GTS, at which case it would be saved into your PC. You could send it back the same way. I also have my .sav files. I might have gotten into the switch games if there was an easier way to transfer my old pokemon over.

          The practice of cloning was (and I have to imagine, still is) pretty standard among breeders. Most competitive pokemon was (and again, still is) tool assisted: We made use of tools to check IVs, and to clone. The mons themselves were not altered. That was the point; no one cared if you were battling with hacked mons, as long as they were legal. There were still events that checked legitimacy, and those created a demand for legit mons. That being said, once RNG became standard issue, I just bred because I was playing in the pre RNG days and I liked them.

          Is “Gen” the new pokesav?

          • otp@sh.itjust.works
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            10 months ago

            Thanks for that! That’s some good stuff for me to look into.

            Gen is just the word I saw people using for “generated Pokemon”. It was probably Pokesav, but obviously I’ve never gotten too deep into the scene, haha

  • TheRealKuni@lemmy.world
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    10 months ago

    One time when I was in middle school I started playing RuneScape, and there was this helpful guy hanging out in the starting area. He told me he could get me better gear if I followed him. He took me to the wilderness and killed me and stole all my stuff. I didn’t really know anything about the game so I thought that without my precious starting gear I would be lost, so I started a new account.

    And then once I had played a lot and understood the game better, I made a bunch of sets of steel armor and food and I hung out in the starting area and gave it out for free to new players. Because fuck that guy. I decided I would take his evil and turn it into kindness.

    I honestly don’t know what he had to gain, the starting gear is worthless. Maybe he just liked fucking people over.

  • fubarx@lemmy.ml
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    10 months ago

    Moving into a new neighborhood with my girlfriend. We each lived in different parts of town and worked different schedules, so each arranged for separate moves. I had just finished unloading my stuff. Friendly neighbor walked over to say hello. We started chatting. Nice guy.

    At some point, he mentioned something about having to head home for a pizza party. Checked his wallet and he was short. We all know where this is heading so I’ll skip to the end. It only cost me $40. Never saw him again.

    Lesson learned.

    • SacralPlexus@lemmy.world
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      10 months ago

      When I was younger I read somewhere “If you give someone $20 and never see them again, it was probably worth it.” Accounting for inflation I think that perfectly fits your situation.

    • NotMyOldRedditName@lemmy.world
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      10 months ago

      I moved into a new place, there was a tenant in private suite downstairs.

      We hung out here and there and I fronted him for a couple restaurant meals over a few weeks.

      When I started asking for him to pay me back he laughed and said no, you shouldn’t give money to strangers.

      I let the landlord know, he didn’t care, we stopped talking and I eventually moved out.