Knowing the template, this actually does make sense. The first three are ones where it’s super clear that you’d have to be quite stupid to fall for it. Then the fourth one, a lot of people wouldn’t immediately realise you have to be stupid to fall for them, but it’s stupid to fall for them nonetheless.

True to the meme format, the point isn’t that it isn’t stupid to fall for the first three. It clearly is. But falling for the fourth one is stupid, too.

(though I must admit, the selection of some of the examples is pretty weird)