• Gingerlegs@lemmy.world
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    6 months ago

    Not everyone has the luxury of spending $1200 cash on a phone outright. Unfortunately, the payment plan is a big factor for a lot of people (in a “family” plan.)

    • capital@lemmy.world
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      6 months ago

      How long you been buying phones? How do you not know there are far cheaper phones?

    • Midnight Wolf@lemmy.world
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      6 months ago

      Miss me with that, I’m disabled and get less than a grand a month for all my expenses. All of the major cell phone brands offer their own financing (and all I’ve seen is 0% interest for 24 or 36 months), and have for 10+ years. And because you’re not buying from a carrier, you aren’t locked in, so you can hop to prepaid plans or even MVNOs and enjoy actually massive savings. If you actually needed to, you can get by with service at $10 or less a month, and assuming you are paying $65 a month currently (the going rate for an “unlimited” tmo plan, I don’t know the math for groups) you’d save $55 a month, or $1,320 over 2 years. Enough to make your flagship phone “free”.

    • bobs_monkey@lemm.ee
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      6 months ago

      Yeah if you want a flagship, that’s how they get you. You can also get pretty decent phones for a few hundred on eBay. Like a couple year old flagship for less than half the original price. But if you’re adamant about having the latest and greatest, you have no one to blame but yourself.

        • Midnight Wolf@lemmy.world
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          6 months ago

          Or you can buy the newest at sticker initially, and when the next model drops, sell it to family for half price as lightly used. Rinse and repeat. They get bargains phones, you get the latest tech.