• Graphy@lemmy.world
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      11 months ago

      I use my credit cards for everything I purchase because I get some cash back or other incentives along with fraud protections.

      My brother’s a psychopath who plays his credit score like it’s a game so he has like ten cards and a 800+ score he’s proud of.

      I make nearly three times as much as him and it took me forever to get an 800 so maybe he’s onto something but fuck that game.