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  • AbidanYre@lemmy.world
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    1 year ago

    They did that to me. I specifically gave them a card I knew was going to expire before the trial period was over and they got the new information anyway.

    If I remember correctly, it’s a “feature” the credit card companies have so your subscriptions don’t lapse.

    • brygphilomena@lemmy.world
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      1 year ago

      This is more based on authorization vs CC details. It’s much safer for a company than holding onto credit card numbers. Creating a subscriptions generates an authorization code which is good for the account, not just a specific card number. Revoking that authorization is a separate call to the bank rather than just having a credit card replaced.

      • AbidanYre@lemmy.world
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        1 year ago

        That authorization shouldn’t be indefinite either though. After three years of no activity and a card expiring, OnStar was still able to make a charge to renew that trial subscription.

        And looking around the web, there are a few stories from that 2016 time frame to indicate that it was a new-ish, or at least not well known, practice at the time.

    • money_loo@lemmy.world
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      1 year ago

      Yeah and it’s very useful, looks like this place is just as bad with the kids as that other place.

        • money_loo@lemmy.world
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          1 year ago

          The fact people here don’t even understand how credit cards work is a pretty big sign my guy….

          • gravitas_deficiency@sh.itjust.works
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            1 year ago

            The fact that you think it’s reasonable for literally anyone but you to give out your credit card details is a pretty big sign my guy

            • brygphilomena@lemmy.world
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              1 year ago

              Because banks don’t give out credit card details.

              You created an authorization code which is independent from the credit card details. The authorization code doesn’t get revoked automatically when a card expires or a new card issued.

              • gravitas_deficiency@sh.itjust.works
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                1 year ago

                Jesus tap dancing christ. I understand the difference between CC + CCV + expiry date and an oauth token (or whatever protocol they’re using for identification and authentication). I’m saying that not expiring auth codes when new cards are issued is a security and privacy issue. Users should ideally be given a switch to opt in to behavior like that. It should not be the default.

      • AbidanYre@lemmy.world
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        1 year ago

        If I want to keep a subscription going I’ll give them the new CC information myself. Like a responsible adult. Hard disagree on the usefullness.

        Not sure what point you’re even trying to make about children and Reddit.

        • money_loo@lemmy.world
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          1 year ago

          There are lots of situations you wouldn’t want your service to be cancelled, so it’s a useful feature is all we’re saying. People acting like it’s malice are hilarious and/or children.

          • AbidanYre@lemmy.world
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            11 months ago

            And in those situations I will contact the vendor to give them updated information. I don’t find it useful when a free trial I haven’t thought about for three years suddenly charges me several hundred dollars.

            Nobody ever said malice, but it’s a service that flies in the face of the whole concept of an expiration date.