• limelight79@lemm.ee
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    1 year ago

    Yes, there are a million things I should be doing, if you watch the financial advice. But no one really has the time to do all of those things. And you have to watch that you’re getting an actual quote from the company, not just a pre-quote that can be revised later. It’s a lot of time and work.

    Also, with the horror stories I hear about other companies, I’m inclined to stick with mine even if they are a bit more. When our car was totaled a few years ago, they offered exactly what similar condition cars of the same make and model were selling for in our area, plus tax and fees, minus our deductible. We had done the research, and I was bracing for a fight, so I was stunned when they opened with that amount, then added the taxes and fees. We literally could have taken the check we received, plus our deductible, and replaced the car with one in similar condition and mileage (I wish we had, because I really dislike the car we bought instead). I see the horror stories people post about other companies, and I’m always thinking, “yeah, that wasn’t my experience.”