• SBJ@sh.itjust.works
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    1 year ago

    I can afford a new car. Want to know how I can afford a new car?

    By not doing stupid things like buying new cars.

    • hark@lemmy.world
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      1 year ago

      It can depend. I bought new in 2017, but it was for a 2017 chevy volt. It was discounted plus had a $7500 tax credit (which I wouldn’t get if I bought used). Final price after absolutely everything was about $20k, though the money I saved on gas helps bring that down. Still driving it to this day and loving it the whole time.

  • Nommer@sh.itjust.works
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    1 year ago

    Just bought an 11 year old car for 12k. Because a new one would’ve wiped out my savings and then some after saving for 5 years to replace my 20 year old car. Nobody can afford shit.

    • lustrum@sh.itjust.works
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      1 year ago

      People need to stop “pretending” they can afford all this shit, it’s not needed and noone cares, who are people showing off too?

      New iphone? Don’t need it

      Maybe if we stop buying shit these companies will actually try

      • tsonfeir@lemm.ee
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        1 year ago

        They’ll just cut you off from your subscription if you don’t buy buy buy.

      • Tb0n3@sh.itjust.works
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        1 year ago

        I bought a boat last year and now I want a bigger one. I’ve got lots of disposable income because I don’t live beyond my means. Lots of people carry credit card debt and spend stupidly. Don’t do that and you’ll likely be ahead of most people.

        The boats are around 2k. Not huge rich guy money.

        • SoylentBlake@lemm.ee
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          1 year ago

          I bought a boat last year and now I want a bigger one…I don’t live beyond my means…spend stupidly…

          🤯🤯🤯

          Homie. You just bought the largest money sink there is. You can drop 20k into your 2k boat and when you turn around and sell it you’ll get your 2k back, that’s it, maybe. All the amenities are nice, but no one cares if the all the outlets match the drapes - that’s why buying either is stupid, financially.

          Fences are another good example. They can cost tens of thousands…EASY. In fact if I heard a neighbor fenced even one side of their yard for under 5k id be in shock. They make a place more livable, more comfortable. They increase the likelihood of a sale but they don’t increase property value so you’re never getting a return on that money.

          Be it fences, boats, outlet covers or drapes, those are all emotional purchases. Their value is subjective, so most find when it’s time to move on from them theyre the only ones who see that value.

          Like go spend 5k on a couch. How much you think your gonna get for that? Or your mattress?

          Better live on your next boat if you like life on the water. It’s literally the only way I’ve ever seen anyone who works for a paycheck hold onto a boat. A real boat. The kind that you have to moar and drydock once every few years. Only way.

          • Squizzy@lemmy.world
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            1 year ago

            Dude not everything has to turn a profit, people are familiar with depreciating assets, they are allowed enjoy things though.

            Honestly I thought fences was a euphemism because there’s no way you think people invest in fences for financial reasons. It’s for aesthetics and privacy.

          • Tb0n3@sh.itjust.works
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            1 year ago

            It’s a hobby. I’m doing a proper checking to make sure everything is sound and not putting money in for it to look pretty, just to sail around and camp on the water on the weekend. Like I said I’m far from broke.

            • SoylentBlake@lemm.ee
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              1 year ago

              To be clear, you can have any hobby you want my man, that’s cool. You do you. I’m not taking umbrage due to your taste or aesthetics. The part that offends is your condescending attitude towards other peoples spending, while you do one of the most expensive “hobbies” there are. If the contrast isn’t striking to you or you think you’ve earned some next level respect, having risen above the mere mortals and all, well then you just come off quite Antoinette, and as a quick reminder, that’s not a good look either.

              Don’t get me wrong, I’m not saying that’s what this is or putting you on blast, I’m just saying it’s bringing these vibes to me and putting that on the table. You do with it what you will. If there’s something I can tell ya that’s universal across cultures, it’s lend a hand to help, bring people up with you, and attack up, not down, especially with jokes, opinions and attitudes.

              Otherwise you’re just a kiss ass for people with more money/power than you. And idk man, some people are comfortable licking boots and kneeling, I don’t get it but it is what it is, it’s just not something I can quantifying into a price. The rest of us just have to cope, I guess, with owning our dignity, integrity and spines. For some people everything is for sale.

              • Tb0n3@sh.itjust.works
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                1 year ago

                I was merely offhanded mentioning what I was planning on spending the money I’ve saved by not owing high interest credit card debt. Partly as a way to share my excitement on a minor thing.

                I’ve passed on the boat I looked at today as it’s a bit too much work and money to bring up. I try to make sound financial decisions.

                • SoylentBlake@lemm.ee
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                  1 year ago

                  Bro Im not trying to add to a chorus of people who’re gonna tell you not to have your hobby. I adore everything about sailboats, that being said, the only way I’ve seen anyone stay on top of the things is by living in it, which maybe you should consider. Mooring costs aren’t as high as rent payments are, at least, not yet. Fuck if my wife would agree, that’s exactly what I’d do in a heartbeat. Then I’d get the boat ready over a year or two and sail down to Patagonia and try to win over an adventurous penguin.

                  In a heartbeat.

                  And props on not carrying debt. Debt is just slavery with more steps. Jesus lost his shit one time in the bible. He even forgave his killers. But the fucking money lenders, the bankers, he fucked their shit up. Based Jesus. If he were around today, after a couple months he’d put down the internet porn, look around and say ‘i fucking told you guys 2000 years ago, for fucks sake’.

    • HotboxedSubmersible@lemmy.world
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      1 year ago

      I’m curious. What car did you buy? I hate how everything is so inflated. I bought a mint civic si for 8 grand like 6 years ago. I kinda want insight/realize everything is fucked.

      • Specific_Skunk@lemmy.world
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        1 year ago

        We picked up a 12 year old civic hatchback before Covid for 5k and it was in immaculate like-new condition, low miles. It got totaled right after our other car’s engine finally wore out. I then found a 10 year old Toyota for 16k. It was the lowest price in a 200-mile radius for cars/small trucks with under 150k miles on them that weren’t limping/totaled/savaged.

        It was fucking flabbergasting.

      • Nommer@sh.itjust.works
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        1 year ago

        You got yours 6 years ago. 8k was about average for a decent used car then. Now you’re paying almost full price for a 5 year old car or if you’re okay with a shit box that may or may not last then you can drop 5k. I got a 2012 GTI.

  • Chunk@lemmy.world
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    1 year ago

    Don’t buy a new car. New cars are for rich suckers. Cars are the most common type of depreciating asset.

    • Che Banana@lemmy.ml
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      1 year ago

      I’ve had 3 cars the first was 10yo when i bought it, the second was 3yo when i got it, the last one was new. Each one lasted 5 years, 12 years and then 10 years respectively. Moved to a walkable/bikeable city & I don’t even have a driver’s license anymore. New cars are not bad as long as it doesn’t get changed out every other year, and you get one that is a reliable model.

      • GissaMittJobb@lemmy.ml
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        1 year ago

        Could you link the clip somewhere else? That host is blocked in basically every layer imaginable for me - uBlock, bad SSL settings and AdGuard

        • KillAllPoorPeople@lemmy.world
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          1 year ago

          If you care enough, just open it up in a private window or a new profile. Also, unless you don’t want whoever is between you and their server (if anyone is) knowing you watched a TikTok video of a woman going around asking other woman what their car payments are, bad SSL settings is whatever.

          Here’s the original link: https://www.tiktok.com/@toyotacargirls/video/7202381347908832558

          I just didn’t want to deal with people complaining about “A TIKTOK? ON MY LEMMIES?”

          Either way, I can’t win with you people.

          • GissaMittJobb@lemmy.ml
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            1 year ago

            Trying to figure out how to flush my DNS cache on my phone was just a little bit too much, to be honest.

            An alternative for next time could be to link the clip through ProxiTok, that’s unlikely to offend anyone.

            On the topic of the clip, hot damn. I’ve seen similar videos from other car dealerships before, and it’s always so damn depressing to see.

          • psud@lemmy.world
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            1 year ago

            Is the previous host your own server? You can get a free, good, and well recognised SSL certificate through LetsEncrypt. It’s dead easy to set up and there are many guides on how to do it

            Though your link works fine for me on Chrome on Android, so I don’t really know what the others were complaining about

            Edit to add, the site has a CloudFlare certificate and security, that should be fine

    • billy_bollocks@sh.itjust.works
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      1 year ago

      Taking out a loan for a vehicle does not mean you are rich lol.

      Anyone can get financing for a shitty new car, not everyone can figure out how to retire by the age of 55

  • Kinglink@lemmy.world
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    1 year ago

    shrug and?

    I know most people want “New cars” and fine, go chase that over priced luxury, but I’d rather a car that’s 1-2 years old that’s dropped more than half the price, and being passed over because new shiny thing came out.

    People shouldn’t have to drive beaters, but buying a car for 10k isn’t a bad decision unless you’re extremely well off our only care about status symbols.

    Like there’s a reason I was able to buy a house, and a good job helped, but also my wife and I lived with in our means, which is something I feel that isn’t talked about in the consumerism age. (You can buy something new, but for most things you don’t need a yearly iphone/car/or anything. A good 50 inch tv works well for a tenth of the price of the newest one. ) And yet I see people complain about not having a lot of money yet they’re always talking about the newest graphics cards, newest tvs, and newest tech… I wonder why.

    • lustrum@sh.itjust.works
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      1 year ago

      Yeah it’s insane. I bought a 1 year old Hyundai and knocked tons of depreciation off an already cheaper brand.

      At my work people be driving around in leased Range Rovers/AMG Mercs. Then they will take the piss out of my car.

      Seriously? I now have more disposable income because i’m not wasting it renting a car and also I own my car… It should be me bragging

    • You999@sh.itjust.works
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      1 year ago

      Arguable the case for purchasing a brand new vehicle starts to make more sense as BEV become the majority as the batteries are a consumable that degrades with use and time. So long as the increased price is offset by the longer utilization of that battery.

  • const_void@lemmy.ml
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    1 year ago

    Yet CEOs and billionaires are making more money than ever. Something has to give and soon…

  • Verdant Banana@lemmy.world
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    1 year ago

    about $800 last year for auto insurance

    this year the number is about $1400

    same vehicle same city

    income stayed the same if not lower due to less work

    new vehicles are more than likely unaffordable seeing how expensive a ten year old vehicle is

    how the f#%k are we not in the streets

      • Flying Squid@lemmy.world
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        1 year ago

        But you shouldn’t have to have a car in Detroit. All of our cities need robust public transportation systems.

        • vaultdweller013@sh.itjust.works
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          1 year ago

          Yeah, having a here in the Inland Empire in California is one thing since we’re pretty spread out even if you increased density and public transit. But the major cities at minimum cars should be a luxury or something that sits in the garage half the time, and if its doing that it should also be quite small like those early 90s polish cars.

    • CaptPretentious@lemmy.world
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      1 year ago

      Same boat. Insurance costs have been going up for the last few years. I tried to talk to them about it… they said ‘well everyone else is getting in accidents, you don’t even know!!! It’s crazy out there’. Same vehicle. My only ‘options’ were to let them install a bunch of tracking devices and software (fuck that) or reduce my coverage considerably.

      Gosh I love the for profit insurance I’m forced to have that gets to dictate everything.

  • calypsopub@lemmy.world
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    1 year ago

    At today’s car prices, it’s actually cheaper for some people to use a rideshare every day. Especially when you factor in the cost of gas, maintenance, insurance,and parking. My friend drove for Uber and had a regular daily commuter, a nurse who worked in Houston’s medical center where parking is around $30/day. We have no good mass transit options so Uber was the best choice.

    • sheogorath@lemmy.world
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      1 year ago

      Sadly it’s dependent on the area, my current area rideshare situation is so bad that it can take you almost an hour to get a driver who won’t cancel your trip because they deem that your trip is not profitable enough. The system’s fucked so you’re pushed to get a car so you can have mobility. This is doubly so when you’ve started having children.

  • Matriks404@lemmy.world
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    1 year ago

    People living in Central/Eastern Europe: 80%? Amateurs.

    I don’t know ANYONE who has a new car produced in last couple of years here in Poland. According to some statistic average age of car is 15.5 years here, in fact I drive 11 year old car myself. There’s just no way I am going to dump so much cash on a freaking car (and personally I’d rather buy some nice electric bicycle instead).

    • Bayz0r@lemmy.world
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      1 year ago

      481K new cars were sold in Poland in 2022, so it definitely happens. Sure, that’s 3 times fewer than in France (which has twice the population, though), but it’s far from “anyone”.

      And yes, I know you said you “don’t know” anyone who bought one, not that they don’t exist, but I take your meaning to be that it doesn’t happen/is very rare.

  • jimbolauski@lemmy.world
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    1 year ago

    I have no idea why the Dacia Sandero is not brought to the US. $15,000 for a new car. They would be competing with the mirage and Rio all of which cost much more and are lower quality.

  • hark@lemmy.world
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    1 year ago

    It was bad enough before supply chain issues, but now the car companies and dealerships are so used to ridiculous margins and they want to keep it this way as long as possible. Something’s got to give eventually, but if I’ve learned anything since the great recession of 2008, it’s that things can stay terrible for a very, very, very long time.

  • BonesOfTheMoon@lemmy.world
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    1 year ago

    Here’s another reason why taking transit doesn’t bother me. For five bucks a day I can listen to podcasts and music and read books for 30 minutes, and let someone else take care of everything, I do not love everything about the bus (really you have to make everyone disembark during rush hour so you can cram your obesity scooter on there so you can go to Tim Hortons so nobody else can sit down?), but honestly it’s pretty stress free. I realize not everyone has access to transit but I think people should make more effort to use it.

    • Seleni@lemmy.world
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      1 year ago

      The problem I run into is time. And sometimes location. My previous job, for instance, was far enough out that there was no bus service; I had to drive. My only other option was a 2-hour transit ride and then a half-hour bike ride, partly on gravel roads.

      And my friend has a job that’s 15 minutes by car, or 45 minutes away by bus. Even worse, with recent construction messing with the trains, his commute has gone to 2 hours plus.

      And this is in a city with a decently robust transit system.

      • BonesOfTheMoon@lemmy.world
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        1 year ago

        No definitely transit should be made more robust, I know it doesn’t work for everyone. Get light rail transit everywhere and make 15 minute commutes, I say. Make transit more convenient than driving.

        • imperator3733@lemmy.world
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          1 year ago

          Adding more light rail wherever it makes sense is definitely a good plan (and should happen), but improving bus networks gives a lot more bang for the buck than focusing only on light rail. Features like off-board fare collection (paying at the bus stop, not on the vehicle), bus signal priority (extending greens and shortening reds as buses approach traffic lights), and dedicated bus lanes all improve the overall speed of buses and therefore the overall rider experience. Expanding the prevalence of these features should be a priority everywhere, particularly on higher-ridership routes.

    • chiliedogg@lemmy.world
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      1 year ago

      The biggest problem I run I to with transit in most cities is the time sink, security flaws, and expense.

      I drive to a park and ride where I have to pay 12 dollars to have my car broken into. Then wait 20 minutes to pamy another $15 to take the light rail that drops me off 8 blocks from my destination, then wait 20 minutes to pay 5 bucks for the bus that drops me 2 blocks away, then walk to my destination.

      Or I could drive straight to my destination, pay 8 bucks for the parking garage with a security gate, and save an hour.

    • IonAddis@lemmy.world
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      1 year ago

      really you have to make everyone disembark during rush hour so you can cram your obesity scooter on there so you can go to Tim Hortons so nobody else can sit down?

      Has it…occurred to you that some disabled people have mobility issues or pain disorders that limit mobility to begin with, and that weight gain is a byproduct of not being able to walk or move or stand for very long without trouble?

      I had a boss who had dwarfism and used a wheelchair 80% of the time. 20% of the time he slowly, painfully did hobble about–but it was clear as day WHY he was higher weight than he should’ve been. My own blood pressure would spike hearing the tiny sounds of pain he made when got out of his wheelchair and moved.

      I have a friend with POTS–and if you’re unfamiliar with that, basically she stands up and her blood pressure and heart rate is malfunctioning so her heart acts like she’s running a marathon, the beats per minute go insane…but blood is pooling in her feet and they’re turning purple where you can’t see it because things are out of whack and despite her heart going haywaire, there’s not enough pressure to get the blood out of her feet and elsewhere. This condition happened prior to any weight gain.

      I can hear her breath start to go wobbly just doing simple things because her body doesn’t regulate her blood pressure and heart rate normally. She’s gained weight because she’s at risk of passing the fuck out if she is on her feet for very long–she has to literally plan out doing simple things like going to the grocery store because if she pushes herself she might end up downed on the sidewalk relying on the helpfulness of strangers to get back up. It’s taken her many years to accept she really shouldn’t be pushing herself into a collapse because she’s worried that people will judge her for being “lazy and fat”. Comments like yours about “obesity scooters” only act to tear down all the people who ARE trying their hardest and still having their body fail them.

      I have a different friend who has thyroid problems, she inherited them from her mom (and her bro has them too), and weight is a bitch for her to manage because her thyroid is fried.

      I just broke my foot in July, and watched my weight inch up because it’s really fucking hard to get up stairs when you can’t put weight on one foot. I was semi bedbound for like 2 months. I’m LUCKY in that my foot will heal, but I don’t even snack and I gained 15lbs because of that one little temporary mobility issue. I’m LUCKY in that once it heals, I will be able to move normally and lose what I gained.

      You could’ve made your point about transit without taking pot-shots at disabled people, who often are stuck in a terrible situation of their body failing them medically, and society often forcing them into poverty to be able to access the care they need.

      Seriously, why isn’t it possible to champion mass public transit for all without shitting on the people who use it by necessity currently?

      • Vqhm@lemmy.world
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        1 year ago

        We’re you refered to physical therapy after breaking your foot? Or are you able to see if insurance will pay because your mobility has been reduced?

        I had several injuries in the military that left me unable to stand, walk, drive a car, or balance for very long. With the help of physical therapy I was eventually able to walk properly, then after some time I was able to take a ride to work a job where I was sometimes sitting but often standing. Eventually I was able to work and exercise enough that I got all my balance and mobility back.

        Having public transit helped me when I still didn’t have enough fine motor control to operate a pedal and brake.

        Not everyone is on the same journey, but please see if you can access physical therapy. Please advocate for not just healing but making yourself whole.

      • BonesOfTheMoon@lemmy.world
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        1 year ago

        You don’t have to go to Tim Hortons at rush hour when everyone is using it to go to work and school, and inconvenience everyone on the bus making them late while you back your scooter on because you just have to go get your 12 pack of donuts right now. Just wait a little while until the buses are quieter for pity’s sake.