I got simplefin sync working. But I was surprised how manual everything still is. Actual syncs line items but not balance. You have to manually reconcile it. Actual does not handle transfers automatically, you have to set up rules for it and it’s very tedious and often requires manual fixes.

For someone used to mint or monarch, I would say sync functionality is extremely mininal. I want to like it more. I’m kind of surprised so many people don’t mind this stuff. Maybe I’m lazy.

I’ve been here for 14 years and own a stroller. Someone will always help, even in less dense areas. It’s common courtesy. I’d guess more people would actually induce a bystander effect. Same thing with asking for directions.

For me it’s easily paying subway fare, seeing notifications, leaving my phone home for a quick errand (but could make a call if absolutely necessary). I have a small child, so having hands free abilities is great. If I could degoogle it and run only open source linux/android, I would. But nfc payments will never work with such a thing even if the software existed.