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Joined 10 months ago
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Cake day: March 1st, 2024

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  • Yes.

    Also, honestly, it does not hurt to ask ever. Like…ever.

    If you cannot make a mortgage payment one month, for example, call and ask to get that month posted to the end of the the term of the loan.

    If you call a CC company because you can’t pay that month, they can defer 1 month or will work with you.

    Companies do not make money if you cannot pay, and, in the end, if you cannot pay they can write it off. Always, always, always best practice is to be communicative and proactive. They will not work with you if they have to chase you down.

    Source: I’ve been through the fucking wringer a few times.