• InternetCitizen2@lemmy.world
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    3 days ago

    I think it tracks. Most people that have a decent plan are also rather healthy. They might use the plan a few times a year for meds and a family doctor visit. Which the insurance is not going to fight you to hard on, so you might perceive the system to be working well. If you are unhealthy then you are about to find out a lot of what the market values.