You forgot trying to uninstall edge

Meanwhile MS EXCEL: This file with random macros from a shady website could gain admin rights, install 3500 viruses, lock you out, join a botnet, put a million dollar ransom on your PC all within the first minute after opening without you even noticing. Please click ok if you are fine with that.

That’s because your average Windows user is only going to download a .exe. Only power-users (and idiots/daredevils) are going to do anything remotely close to the other things, and they would be well aware of what they are doing.

Do you actually think your average windows user knows what any of the other things mean? Nope.