Take care of your fucking teeth.
Take care of your fucking teeth.
And once more, for the folks who don’t get it…
Take care of your fucking teeth.
This, but also your knees.
Any body part with a double E really.
Weener
Spleen
These 2 comments hit me straight to the core. My teeth and my knees are my primary problems right now.
we can honestly extend this to health in general.
so many bad habits will cause shit and some much shit is easily preventable if people took it a bit more seriously.
In addition, take care of your fucking joints and your hearing. They will never get better, you can only slow the degradation.
My joints have always been terrible, I have much to look forward to I am sure
Start saving for retirement now. You can make literally millions by putting away 10% of your income early on. Do it automatically so you never even notice the money gone.
If you are worried about making the wrong choice and your company doesn’t have a 401k, open an IRA somewhere (Fidelity if you need someone to make the decision for you) and pick a date targeted fund. Set up auto deposit. Never look at the balance.
You can always make it better later but for now the best thing to do is start. Don’t let analysis paralysis get in the way.
If 20 year old me put away 10% of her income, it would just mean borrowing more. Current me would just have more debt and be worse off than now.
Yeah a lot of people in there twenties can’t even spare 5%. I’m thirty and I can’t.
“Save money for retirement” Yeah so I can pick up painting? The only thing I’ll be able to paint is the ceiling if I want to retire.
Some companies in the US have a deal to where they match on 401k. One such organization puts in 5% for your 2%. Two percent is low enough it wouldn’t be a hit to almost any cash in your pocket given that the money is taken out pre tax.
I don’t want to come off as insensitive, so I’ll try to phrase things carefully.
If you have even the slightest spare money per pay period, like $30, and a 401k or 403b is offered to you, you really need to do it.
That money comes out of your check before taxes, so you will be investing more money than what actually comes out of your check. By deduction 6% of a $15/hr full time job, you’re putting in $36, but your paycheck will only go down about $30-free money!
Many places will match you some, say half of that first 6%, so now you’re saving $54 while only being out $30. You’ve almost doubled your money in one week!
Come tax time, you’ve saved $1872, and you’ve been given a free $936. It doesn’t stop there though, because now you only are paying income tax on $29,328 instead of $31,200. If you get a tax rebate now, you will get even more back!
So now you’re saving $2808 a year at age 20. Let’s put that in one mutual fund, a SP500 index fund. Over the last 10 years, that has returned 12‰, but let’s be conservative and call it 10. If you never make a cent more per hour, by age 65, you will have saved $84,000 and your job has chipped in $42,000, over a year’s pay! But with that 10% compound interest, you have $2,000,000! You are a multi-millionaire for $30/wk!
If you get a raise or get a better job in the future, this number can be even higher.
Please keep this in mind. Even if you can’t do it now, do it ASAP. Here are the same numbers, but starting at 30 instead of 20.
Still amazing, but seeing this difference is why we older on ones tell you not saving earlier was our big regret.
I hope this was helpful and doesn’t get taken as a “pick yourself up by your bootstraps” thing.
Yes that’s cool and all but I have to pay rent and food and as things stand now the average salary is like enough to cover ⅓ of the rent
Question: If I had money saved in a 401k or Roth IRA, what if I died before I retired? What would happen to the money? Would it go back to the government or to a close relative?
You can (and should) assign a beneficiary for the account. They receive the money if you die.
It’s easy to believe you’re invincible in your twenties. Or “later me can deal with it.”. As that later version of me, I’m not a huge fan of that earlier version in a lot of ways. It’s fine, I’m who I am for what I went through, and I’m righting the ship. But the more cans you kick down the road, the more you have to deal with later and the harder they are to deal with. Physically, mentally, financially. It’s ok to try to live life freely, but definitely be aware of this and consider kicking one less can every chance you get.
So much this… Despite trying to drive defensively I have been involved in two major car accidents. The first one I walked away from, but the second one put me on Flight for Life. Despite the accident itself being pretty bad, the only physical issue was a broken leg that took a couple years to heal properly. However the REAL issue took longer to realize – something from that accident has caused me to have continued sleep issues since then. I’ll be on medications the rest of my life probably, and even then I still have trouble getting restful sleep if I’ve been physically active.
Yeah it’s easy to feel invincible when you’re young, and your body can heal from a lot, but just remember that those things can also fuck up your shit in ways you might not realize until years later. Things you take for granted now (like sleep) can really screw up your enjoyment of life when they don’t work right.
It’s ok to try to live life freely, but definitely be aware of this and consider kicking one less can every chance you get.
Got it.
- Get an exercise routine now and keep it
- Take care of your teeth
- Invest in your retirement now
- Keep your mind sharp
- Eat right most of the time
Smoking, drinking and gambling never ends well. Stay away from addictions.
Don’t try to proof how manly you are to your friends/girls. It rarely pays off. Its ok to have a veggie dish at the restaurant instead of a bloody steak. Its ok to not speed with your car to look cool. Its ok to wear whatever the fuck you want as long as you like it, it fits well and its practical for you. Do what you like and be proud of it.
Always save time for your hobbies. Growing up doesn’t means you can’t have fun. If you are in a relationship make sure your partner gives you enough space and time for yourself.
The random aches and pains you start waking up with are here to stay. Learn to embrace them.
And drink more water.
And get your eyes checked once in a while. For a while I would get massive headaches by early afternoon. I thought I had a nutrient deficiency. Bloodwork came out ok. Turns out I needed stronger glasses.
Don’t push when you shit, hemmorrhoids suck
+1. I used to think it was just something that happened to old people, until it happened to me
I wish I knew how I went from having extremely painful hemroids in my early 20s to having painless hemroids ever since. But I highly recommend it, whatever it was.
I sneak into your bedroom every night with a syringe of novicain.
I’m 36.
Do yourself a favor. Dont drink alone.
Sound like a tall order? Work on that. Your liver is important. You’ll be alone a lot. You get in that habit now, it’ll be with you when you’re 40, and your liver will not be a fan.
“Work on that” what do you mean?!? – you get home from a shit day at work, or you stop at a bar on the way home. You get drunk to numb the calcified agony of the working life. – that’s what I mean. There are other ways to numb thatee less maladaptive, they just take more effort and take affect less quickly. Move toward it for me tak health.
Do you spend hours on the couch scrolling on your phone? Try to go on a 2 mile walk every day. 4 is even better. Your heart will thank you. Your hips, knees and ankles will thank you. Listen to a podcast. You can still binge content, just… Get your body moving. And get your eyes to focus on the horizon every now and then. It’s good for your eyesight long term.
Get yourself out of breath, heart racing from pushing yourself physically at least once a week. Preferably nearly every day.
Take up an artistic hobby. Write bad poems. Write bad stories. Write bad songs. Draw dumb cartoons. Draw bad portraits. Sing your best, but sing. Dance.
Stretch.
Brush your teeth twice a day.
Floss.
Do planks.
Side planks too.
Drink water.
You should be able to do 20 pushups.
You should be able to touch your toes.
Sprint as far as you can at least once a month.
Just don’t get complacent being complacent.
Invest $1 for every $1 you put in a savings account. Put $1 into a retirement fund for every $1 you put in that savings acct too. Oh, and $1 in a Roth IRA at the same rate.
Got an extra $100? $25 to savings $25 to investing, $25 to Roth, $25 to 401k.
Do that til your savings ~= 6 months living expenses. Then stop that fund and split it 3 ways for investing, retirement, retirement.
Use your investment (and if things go south, savings) for a down payment on a house to minimize your mortgage.
Edit: in debt? Have more than 1 source of debt? Focus on the biggest one. If you can make minimum payments on all and have money leftover it goes to the largest debt/worst interest. Pay em off one at a time til your chins above water.
Yeah regarding the drinking alone; it’s an easy escape from whatever is happening right now (45+ yrs here). Not an alcoholic but I definitely have a bad habit (that’s what all alcoholics say, right?) during non work hours to disconnect (not sure from what to be honest…life?)
I’m not good by what I suggest lol.
Trying to get them young because these habits die hard.
It is easy to say you’re not an alcoholic. Have you read what defines alcoholism? I qualify. I wouldn’t assume I do.
Here’s the cold slap in the face for us all. Count up your points…
Alcohol is often taken in larger amounts or over a > longer period than was intended.
There is a persistent desire or unsuccessful efforts to cut down or control alcohol use.
A great deal of time is spent in activities necessary to obtain alcohol, use alcohol, or recover from its effects.
Craving, or a strong desire or urge to use alcohol.
Recurrent alcohol use resulting in a failure to fulfill major role obligations at work, school, or home.
Continued alcohol use despite having persistent or recurrent social or interpersonal problems caused or exacerbated by the effects of alcohol.
Important social, occupational, or recreational activities are given up or reduced because of alcohol use.
Recurrent alcohol use in situations in which it is physically hazardous.
Alcohol use is continued despite knowledge of having a persistent or recurrent physical or psychological problem that is likely to have been caused or exacerbated by alcohol.
Tolerance, as defined by either of the following:
*A need for markedly increased amounts of alcohol to achieve intoxication or desired effect.
*A markedly diminished effect with continued use of the same amount of alcohol.
Withdrawal, as manifested by either of the following:
*The characteristic withdrawal syndrome for alcohol (See the “How is alcohol withdrawal managed?” section for some DSM-5 symptoms of withdrawal).
*Alcohol (or a closely related substance, such as a benzodiazepine) is taken to relieve or avoid withdrawal symptoms.
The DSM-5 defines AUD as a problematic pattern of alcohol use leading to clinically significant impairment or distress, as manifested by at least
booze shame warning
2 of those previous 11 symptoms occurring within a 12-month period.
The number of symptoms determines the severity:
2 to 3 symptoms for mild AUD,
4 to 5 for moderate, and
6 or more for severe.
Happy Friday I am sorry
That also relates a lot with other addictions (including behavioral addictions like social media or general electronic addiction)
Whew! I drink 4 or 5 beers daily and have for years. None of those listed markers applies to me. I don’t drink to get drunk, just to relax.
This alone qualifies you as an alcoholic. You can kid yourself all you want. Your body will catch up with you.
A downvote doesn’t change this.
Both of the last two apply to you. As do the second and third.
You meet at least 4 of them. Your alcoholism is “moderate”. And that’s assuming you’re being honest with yourself about the rest.
Remember alcohol is itself a central nervous system depressant. I do drink in moderation (2-3 a week) but everyday is a bad idea, even outside of any harm to your liver or whatever, because it can make you depressed and downers of all sorts (including Benadryl) accumulate damage over time that can contribute heavily to dementia risk.
If you are worried about it, that seems a clear enough signal, you don’t have to label yourself as anything, cut down if you can. Going to the gym or yoga class after work can provide the same wind down in a healthier way. I do understand wanting a separation - it is so nice to come home, sit on the porch with a drink, to separate work from home life, but most days I go to yoga instead.
None is better than some, some is better than a lot.
Listening to other people, especially to women, is a skill. Don’t spend silent time in a conversation waiting for your chance to speak or be smart or witty, stay quiet and really process what you’re hearing. Imagine yourself in their situation. Accept that what they say is exactly how they feel.
The less time you spend talking, the more your conversational partner will tell you, and the more you will start to understand them, their lives, their goals, and their anxieties.
Knowing and understanding other peoples’ experiences will help you not only make better decisions in your own life, but understand why other people act and think the way they do. You’ll be less likely to snap-judge or make assumptions about others. And knowing more about your loved ones, co-workers, and neighbours will allow you to help them effectively if they need it.
And travel abroad as much as possible - listen to people from other countries and cultures. The human experience is wildly varied and endlessly fascinating.
- Don’t be afraid of loneliness; don’t be afraid of too many people around; don’t be afraid of sharing your life with an SO you think you don’t really know. As you age, these phases tend to blunt and blend together, like the seasons. The only thing you really have, in the end, is yourself.
- Adult life is a lot more about compromising than fighting. Don’t make other people’s life shitty on purpose, neither allow them to make yours shitty.
- Get your regular medical check-outs.
- Leave a place if you positively can’t stand it any longer, and start from scratch. It’ll be okay.
Travel. Try new things. Eat food you’ve never tried before.
Get into the habit of reading. Actual books, not just things like lemmy.
Realize that literally every person you meet is a walking story, just like yourself
Brush your fuckin teeth.
Also: Floss. Seriously. Take care of your damn teeth. They’re important.
Don’t eat between meals to re-establish your saliva microbiome and pH. This will do a lot for prevention of carie growth.
The best raise you can get is by changing jobs. Businesses are not going to be loyal to you, there’s no benefit to being loyal to them - add either a customer or employee. Embrace and welcome change.
When you get a pay raise immediately increase your 401k (or equivalent retirement fund) by at least 1%.
Enjoy your 20s, they don’t last long but the person you are today is who you will feel like you are in 20 years. Don’t rush your life. There’s plenty of time to get married and have kids. You and your kids will benefit from you having an extra decade of experience before raising another human.
University isn’t intended to get A grades, university it’s for you to make connections with other people. A grades are good but a good business partner can save you life.
Also regarding university figure out your reasons for studying whatever it is you’re going to study before going into massive debt for it. Too many people my age went to university a bit aimlessly because going to university after high school is what was supposed to happen. Then they spend the next decade or two kicking themselves about their debt and how they were naive about what they studied.
agreed, but usually those that get A stick with those that get A and from my experience you don’t want to do business with those…
Don’t rawdog a rando
Wearing a rubber every time unless you’re in a committed relationship greatly reduces your chances of an STD or an unwanted pregnancy.
STDs are sooo much more common than people think because often they don’t even know they have them.
Spend quality time with your parents (assuming you’re on good terms of course).
I lost my dad when I was 30, after a short and unexpected illness, and I regret not spending much more time with him when I could have.
