damn i wonder why, ads are being driven into your brain at every second, buying things is designed to feel good, now it costs more and jobs are even more precarious
i wish we could stop shaming people for having debt. if you see people like, with receipts and a teller’s hat in a film the tone is practically like they’re alcoholics. ridiculous. everyone lives above their means sometimes – a loud minority love to smugly brag about how careful and controlled and perfect they are. simply follow this budget. simply install this app. simply deny yourself any pleasures for 50 years and get hit by a bus the day before retirement. that easy. christ.
The older I get, the more I realize holidays are scams.
Don’t fall prey.
Every Christmas season that comes and goes, I’m further reminded that if none of the commercials we see existed, if Amazon wasn’t constantly shoving cheap Chinese bullshit down your throat, and if people actually thought about the things that brought them joy in life, we wouldn’t have 25% of the commercialist bullshit that comes along with what originally was a religious holiday.
Bake some Christmas treats and call your grandma. That’s the real Christmas shit.
Predatory lending is one of those things at least one party should be against…
But lots of those corporations donate to both parties these days, so it won’t happen until people start treating primaries as the important part of our electoral system.
It’s not enough to just show up in the general and settle for anyone that doesn’t have your favorite letter next to their name. That’s better than nothing, but it’s just not enough these days. Democracy isn’t easy, if it is, it likely means it’s not working
deleted by creator
It will trickle down eventually right Ronald Reagan?
It should be illegal to charge compound interest, and the highest a person should ever have to pay is 10% of the total borrowed. So $100 is $110 back, max.
Then what’s to stop people from borrowing money and waiting until the amount they have to pay back is less than what they borrowed due to inflation?
Forfeitures. Credit ratings.
What’s to stop people from borrowing money and waiting until they die?
I guess nothing. Make things cheaper.
It’s a bit more complicated than that, I’m afraid
Greedy Billionaires aren’t complicated.
No, but economics are.
They’re complicated by manipulation. I wonder who is doing the manipulating?
Kill the billionaires.
I hate this argument.
What happened to being an adult and not signing your name to stupid shit you can’t afford?
Predatory business practices.
Compound interest has been a thing since the Babylonians, 2,000BC, and they understood it from clay tablets.
If you don’t understand it 4,023 years later with a iPhone in your pocket, you’re an idiot.
I mean, you’re not wrong, but I think their point was it’s morally wrong, not confusing.
Usury was also a thing back then.
Since the 1950s, America has demonstrably engaged in dumbing down its population. You’re right, personal accountability is king, but that’s assuming you’re dealing with a populace that has critical thinking skills and not addicted to bullshit consumerism delivered by dogmatic “Free-est country on Earth” propaganda.
Predatory capitalism happened. And a system of society that doesn’t afford everyone an equal opportunity to take advantage of such a system.
I watch some YouTube videos about the terrible state of the car market (just for curiosity I guess). One of the channels is a guy who buys auction vehicles. He was saying today that one of the smaller title loan places in Vegas is opening fifteen new branches and I want to say double that amount in Phoenix.
We’re in for an ugly time ahead.
$V calls LETS GOOOOOOO
