Answering my own doubt. This is pulled from another post.
“This is only true if your monthly payment is lower than the monthly interest. In this case the government subsidizes and you do not accrue interest, but you also do not make progress towards your loan. In the other scenario, which happens to be my case, where the monthly payment is higher than the monthly interest, there is no subsidy, and interest accrues, but I make progress towards my loan.”
Answering my own doubt. This is pulled from another post.
“This is only true if your monthly payment is lower than the monthly interest. In this case the government subsidizes and you do not accrue interest, but you also do not make progress towards your loan. In the other scenario, which happens to be my case, where the monthly payment is higher than the monthly interest, there is no subsidy, and interest accrues, but I make progress towards my loan.”
https://www.reddit.com/r/StudentLoans/comments/154om0g/comment/jzty63e/?utm_source=share&utm_medium=mweb3x&utm_name=mweb3xcss&utm_term=1&utm_content=share_button
Damnit your comment made me look into it again and realized I misunderstood….boo