The one thing I don’t like about digital payments is that so far, they’ve all been owned/controlled by various major card processors, like Visa. That control really gives those processors a dominant position and basically free money.
I really just don’t care either, Ill just pay who im forced to, 1/10th of my paycheck (it costs them pennies to make) or I could randomly die. It’s all corporate bullshit anyway. /s
I really just do not care, Ill just take out a loan I cannot afford so I can stop playing chicken on crosswalks and avoid dieing to that driver who is on their phone, not paying attention. Its just human bullshit anyway. /s
Agreed. I think cash should always be there as a fallback. But 9/10, I prefer to use card because cash is so dirty, and is harder to keep track of.
If I go to my bank app. I know exactly how much I have. Whereas if I keep cash in my wallet, I have to count it all out and keep track of it in my head. I don’t like that. It’s just more awkward for me.
In my experience with my Apple Watch you have to activate the wallet functionality in order to pay for something by clicking the side button twice, which should make it harder for somebody to just walk around with a terminal charging random people. Phones usually need to be unlocked to make payments too. In theory NFC credit cards could be scanned like this, and if you’re worried about that you can look into NFC blocking wallets… I’m not super worried about it, though, because usually you wouldn’t be on the hook for such a fraudulent charge.
This is just pure bullshit scare tactics. In order to successfully make a transaction, I have to have my watch facing me, double click the button, and then hold it near the terminal for a few seconds. There is no way someone could just swoop in and do a transaction without my knowledge. It’s bullshit fearmongering like this that makes people scared of new features like NameDrop. Quit it.
Oh yeah. Maybe it’s because I’m still in the just-got-my-first-credit-card phase, but damn I love that little piece of plastic. I’m clumsy and suck at using cash, but I feel so graceful with a card.
Yes but how do you pay your prostitute? I’m surely not in the mood to explain my wife what’s that $200 transaction on my card from a MELINDA TEEN at midnight that day I was supposed to be late at work.
Guess I’m the only one in the thread that hates cash. It’s filthy and messy. Much better to just beep my watch and move along
The one thing I don’t like about digital payments is that so far, they’ve all been owned/controlled by various major card processors, like Visa. That control really gives those processors a dominant position and basically free money.
I really just don’t care. The ATM you got the cash from gets a cut of the fees. It’s all corporate bullshit anyway
I really just don’t care either, Ill just pay who im forced to, 1/10th of my paycheck (it costs them pennies to make) or I could randomly die. It’s all corporate bullshit anyway. /s
I really just do not care, Ill just take out a loan I cannot afford so I can stop playing chicken on crosswalks and avoid dieing to that driver who is on their phone, not paying attention. Its just human bullshit anyway. /s
glad we can agree!
As opposed to using debit or credit, which is also owned and controlled by all of the major credit card companies.
No, as opposed to using cash.
As soon as I could pay for things with my phone, I did. Now I’m annoyed when I can’t.
Agreed. I think cash should always be there as a fallback. But 9/10, I prefer to use card because cash is so dirty, and is harder to keep track of.
If I go to my bank app. I know exactly how much I have. Whereas if I keep cash in my wallet, I have to count it all out and keep track of it in my head. I don’t like that. It’s just more awkward for me.
Watch is more convenient, it’s also insanely insecure. Watch out for NFC scanners in public.
In my experience with my Apple Watch you have to activate the wallet functionality in order to pay for something by clicking the side button twice, which should make it harder for somebody to just walk around with a terminal charging random people. Phones usually need to be unlocked to make payments too. In theory NFC credit cards could be scanned like this, and if you’re worried about that you can look into NFC blocking wallets… I’m not super worried about it, though, because usually you wouldn’t be on the hook for such a fraudulent charge.
Apple is smart enough to design the feature in a way where the user has to know and approve the transaction. Dangblingus is a fucking idiot
This is just pure bullshit scare tactics. In order to successfully make a transaction, I have to have my watch facing me, double click the button, and then hold it near the terminal for a few seconds. There is no way someone could just swoop in and do a transaction without my knowledge. It’s bullshit fearmongering like this that makes people scared of new features like NameDrop. Quit it.
Sounds inconvenient! I take it back. Secure yes. Convenient no.
Oh yeah. Maybe it’s because I’m still in the just-got-my-first-credit-card phase, but damn I love that little piece of plastic. I’m clumsy and suck at using cash, but I feel so graceful with a card.
What is this comment? Who talks like this?
A 12 year old
Yes but how do you pay your prostitute? I’m surely not in the mood to explain my wife what’s that $200 transaction on my card from a MELINDA TEEN at midnight that day I was supposed to be late at work.
the fuck is wrong with you
You don’t pay for sex? You must be a communist!
Fuck off troll
Thank you, you too.