Americans paid $130 billion in credit card interest and fees in 2022, according to a new report. Here are three strategies to help limit those charges.
It’s not difficult to use credit cards responsibly and come out ahead. Moat people just lack basic financial literacy and/or the willpower to not use them irresponsibly.
Never said credit cards created that problem. Spending more than you make will never work for very long. But in a month where for example your vehicle and your water heater break and you’re not rich, you gotta do something.
It’s not difficult to use credit cards responsibly and come out ahead. Moat people just lack basic financial literacy and/or the willpower to not use them irresponsibly.
It’s easy until your bank accounts won’t cover important purchases and credit cards are the fastest and easiest way.
That’s called not being financially responsible. You are spending more money than you make. Credit cards didn’t create this problem.
Never said credit cards created that problem. Spending more than you make will never work for very long. But in a month where for example your vehicle and your water heater break and you’re not rich, you gotta do something.
Having an emergency is being financially irresponsible?
Seems to me you’re being a tad reductive.